25 RBC Rewards points for every $1 spent on travel and 1 RBC Rewards point for every $1 spent on all other purchases is a bit underwhelming, it’s actually better than it appears. Get started online. 99% introductory interest rate on Balance Transfers for 9 months with a 2% transfer fee and have the $20 annual fee waived for the first year. Apply Online. ongoing. Additional Card: $0. Purchase Rate: 19. 1. Only around 15% of Canadians have a card with a low credit limit of $2000 or less. RBC Rewards+ Visa, RBC Rewards Visa Gold, Signature RBC Rewards Visa, RBC Rewards Visa Preferred, RBC Cash Back Mastercard, RBC Visa Cash Back, RBC Cash Back Preferred World Elite Mastercard, RBC Visa Classic Low Rate Option, RBC RateAdvantage Visa, RBC Visa Platinum, RBC U. Purchase Rate: 12. 00 RBC Cash Back Mastercard. S Dollar Visa Gold; RBC ION Visa; RBC ION+ Visa; RBC Business Credit Cards. Apply by December 6th, 2023. 50 in credit for the same number of points. Scotiabank Value Visa Card – Best For Larger Purchases. Purchase Rate: 20. Note: This card requires a minimum personal income of $80,000 or a minimum household income of $150,000. Besides saving with a fixed low annual interest rate and low annual fee, your RBC Visa Classic Low Rate Option credit card comes with purchase security, extended warranty insurance* and more. 3 Travel within Canada or to the continental U. Clients holding RBC personal and/or business credit cards will be able to conduct transactions to a maximum of your account’s credit limit or TT $51,000 in forex, whichever is less, per calendar month NOTES. 99%. Connect with Us. The RBC credit card is an easy revolving credit facility, enabling you to buy now and pay 24 days later. 99% (26. The RBC Visa Classic has one of the lowest interest rates for both purchases and cash advances at 12. *. 00. Easily access the money you need to pay for school, and take advantage of competitive rates, credit limits to match your program costs and a flexible repayment timeline that makes sense for students. 00 (1% Cash Back Credit) in Grocery Store Purchases you make in excess of $6,000 per. Get a 0. Earn 1. Add Another Card. RBC No Limit Banking RBC Shoppers/ Pharmaprix Optimum Banking Monthly Fee: $10. 99% more card details Purchase interest: 11. The limit is based on the deposit made and ranges from $500 to $10,000. Earn WestJet dollars on your everyday purchases 3. (EN) It's easy to apply! Get a response in less than 60 seconds. Get a statement credit on your first $250 of qualifying purchases, and 5% on the next $1,250 of qualifying purchases by Jul. You will earn (i) $2. Even though the earn rate of 1. RBC® VISA® Classic Low Rate Option Apply Now. RBC Royal Bank Credit Card Application. RBC Visa Classic Low Rate Option. 99% APR + Prime on all transactions, which is significantly lower than the average interest rates of Canadian credit cards. Earn 1 Avion point for every $2 spent in net purchases with your card. Today’s Rates. In addition, you just need a fair credit score and a minimum income of $15,000 to score a card. The RBC Visa Classic Low Rate Option is a fairly no-frills card. Card Details. RBC Royal Bank Credit Card Application. Earn up to 2% cash back credits on grocery store purchases and up to 1% back on all other qualifying purchases. Cash Advance Rate: 25. 00 (2% Cash Back Credit) in Grocery Store Purchases you make, up to a maximum of $6,000 in Grocery Store Purchases and for a maximum Cash Back Reward of $120. Call to book an appointment to open a bank account over the phone or by video conference. 5% Cash Back Credit) in Net Purchases you make (including pre-authorized bill payments), up to a maximum of $25,000 in Net Purchases per Annual Period and for a maximum Cash Back Reward of $375. Cash Advance Rate: 22. Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each). TD Low Rate Visa: Cash Advance: TK: $25. Call 1-800-769-2512. 99% and 8. Price protection. Ends January 31, 2024. Price protection insurance. 99% and 22. “Up to $275 in value” represents the combined total value of the following promotional offers: (a) $100 when you open an Advantage Bank Account for students by October 31, 2023 Disclaimer 26, plus (b) x$75 worth of gift cards/certificates when you open a RBC ION+ Visa credit card account by October 31, 2023 Disclaimer 52, and (c) $100 when. Build your credit history on a strong foundation. The low-interest-rate version of the Home Trust Secured Visa Card has a $59 annual fee that is counterbalanced by a 14. RBC Personal Credit Cards: RBC Cash Back Mastercard, RBC Visa Cash Back, RBC Cash Back Preferred World Elite Mastercard, RBC Visa Classic Low Rate Option, RBC RateAdvantage Visa, RBC Visa Platinum. Up to 10 outgoing Interac e-Transfer 60 transactions. Low annual rate. The RBC ION+ Visa Credit Card is one of RBC’s newest offerings and stands out as a low-fee rewards card with attractive earning rates on daily spending. Signature No Limit Banking; VIP Banking; US Personal Banking. Private banking clients will be able to. Plus, you’ll get the convenience and flexibility of an RBC Visa card. Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card. Annual fee. 95 $10. The Visa Classic Low Rate Option CAD currency credit card is issued by RBC Royal Bank and runs on the VISA Network. Besides saving with a fixed low annual interest rate and low annual fee, your RBC Visa Classic Low Rate Option credit card comes with purchase security, extended warranty insurance* and more. 4. Low competitive interest rate. Signature No Limit Banking. Access to a premium rewards program with flexibility to redeem your points for travel, merchandise, gift cards and more 8, or to pay down your credit card balance 10. RBC Avion Visa Platinum, or RBC Avion Visa Infinite Privilege credit card must be received by the date indicated on this page and must be approved by us. Limited time offer. Only the higher interest rate cards are blessed with that function. Rather than the typical 19. 99%. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. Earning 20% more Petro-Points than you normally earn at Petro-Canada. 99% on purchases and 27. Transfer balances on other credit cards at. Apply Now View Card Details. pdf), Text File (. 99% interest rate. 99% Cash advances: 22. RBC Visa CreditLine for. The low, fixed annual interest rate of 12. “Up to $275 in value” represents the combined total value of the following promotional offers: (a) $100 when you open an Advantage Bank Account for students by October 31, 2023 Disclaimer 26, plus (b) x$75 worth of gift cards/certificates when you open a RBC ION+ Visa credit card account by October 31, 2023 Disclaimer 52, and (c) $100 when. Get easy access to the credit you need, when your business needs it – at a low, competitive interest rate for no annual fee. 99%. “Up to $275 in value” represents the combined total value of the following promotional offers: (a) $100 when you open an Advantage Bank Account for students by October 31, 2023 Disclaimer 26, plus (b) x$75 worth of gift cards/certificates when you open a RBC ION+ Visa credit card account by October 31, 2023 Disclaimer 52, and (c) $100 when. RBC Business Credit Cards. Get set to enjoy the advantages of your new RBC Visa Classic Low Rate Option Card. $4 a month ($48 annually) Signature ® RBC Rewards ® Visa. The fixed percentage rate of interest above Prime Rate will be determined based on the information you provide in your application and information we collect from other sources, including creditCOVID-19 – Read more on how RBC is helping youth and student clients. Applicants are asked to provide personal and school information such as expected graduation date, start date, and name of college, university, or another institution. Not set up costs. Make purchases for your business when your business needs it, with this flexible, low fee card. Earn 1 Avion point for every dollar you spend 2. Product Accounts listed here are subject to additional eligibility criteria as set out in the Avion Rewards. 90% purchase APR. 8% APR; 21. RBC Cash Back Mastercard, RBC Visa Classic Low Rate Option, RBC Visa Classic, RBC Student Visa Classic, RBC. Cardholders have the option to add on extra services and perks for an additional fee. Search RBC. This card also includes purchase security and extended warranty coverage. †. 50 back for every $100. 99% Annual Fee: $20. Current Interest Rate (for purchases and cash advances) New Interest Rate3 (for purchases and cash advances)For RBC Royal Bank credit card customer service, please send us an e-mail or call 1-800-769-2512. 2. * Conditions apply 26. 49% APR. Contact Us. Cash Advance Rate:22. Choose any airline, any flight, any time. Cash Advances. Price protection. “ Eligible Avion Rewards Core Product Account Client ” means a client with sole or joint ownership of an Avion Rewards Core Product Account RBC No Limit Banking RBC Shoppers/ Pharmaprix Optimum Banking Monthly Fee: $10. Please note, this premium card can impose higher acceptance costs on. Earn up to 100 WestJet dollars 1 (with $1,000 spend in the first 3 months). . **Annual fee is charged monthly. Annual fee: $20. Earn 5,000 Welcome Bonus points. Stay connected with a complimentary Boingo Wi-Fi account 6. No annual fee. 99%. Scene+ points can be redeemed for free movies at Cineplex theatres, food and drinks at multiple restaurants in Canada, and many other rewards. 99% to 14% compared to typical credit cards APR which ranges from 19. Earn 1 RBC Rewards point for every $1 spent on gas, grocery and drug store purchases 1. Low monthly fee: $6. to spend - the RBC Visa Classic Low Rate Option credit card. Build your credit history on a strong foundation. Besides saving with a fixed low annual interest rate and low annual fee, your RBC Visa Classic Low Rate Option credit card comes with purchase security, extended warranty insurance* and more. 99%. , RBC Direct Investing Inc. Please allow up. Skip to main content. Book an Appointment. Annual Fee: $12. $1. View Account Details. The Functionality of a Line of Credit Combined With the Convenience of Credit Card. Visa‡ Classic Low Rate Option Information Box (subject to change) ® / ™ Trademark(s) of Royal Bank of Canada. Annual Fee: $120. Interest rate: 12. a. RBC Visa Classic Low Rate Option. A credit limit is the maximum amount available for you to make purchases and cash advances with your card. 8% APR; 21. 00; Overlimit Fee: $29. Build your credit history on a strong foundation. Find a Branch. Unlimited electronic debits and credit transactions 59. Note: This card requires a minimum personal income of $60,000 or a minimum household income of $100,000. Help make sure your credit card balance doesn’t become a burden to you or your family with simple and affordable job loss, total disability and life coverage. Thank you for visiting Great Canadian Rebates. An Eligible Credit Card for a free DashPass subscription for 3 months means any one of the following cards: RBC Rewards+ Visa, Signature RBC Rewards Visa, RBC Visa Platinum, RBC Visa Cash Back, RBC Cash Back Mastercard, RBC Visa Classic Low Rate Option, RBC Visa Classic, RBC Student Visa Classic, RBC Visa Classic II Student, RBC Visa. Get a statement credit on your first $250 of qualifying purchases, and 5% on the next $1,250 of qualifying purchases by Jul. Enjoy a low interest rate of 12. There are no blackout dates or advance booking restrictions, even during peak periods. Apply Now. Price protection. Low annual rate. Reward yourself with your new RBC Royal Bank Visa credit card and start earning RBC Rewards® points for a large selection of reward choices while enjoying the added spending power of a higher credit limit and premium benefits. Build your credit history on a strong foundation. For the first 3 months, get up to 5% cash back on grocery store purchases *, 2 made with your RBC Cash Back card. Opens in a new window. 99% introductory interest rate for the first 10 months on cash advances and balance transfers ^ and no annual fee for the first year. View Legal Disclaimers. 99%, the RBC Visa Classic Low Rate Option charges 12. 99% introductory interest rate on cash advances and balance transfers for the first ten months. * Your credits accumulate automatically so you don't have to keep track. Transfer your credit card balance - Get 0% interest for up to 10 months with a 1% transfer fee† and a first year annual fee rebate†. open an eligible student bank account, and we'll give another $100 to a charity of your choice. The Home Trust Secured Visa Card is another option that requires a security deposit of at least $500. Get 35,000 welcome points when you apply by 16 September 2022, get approved, and get an additional 20,000 bonus points when you spend $5,000 on eligible transactions within the first 6 months of account opening. Read our FAQs | Call 1-800-769-2511. Sign In. No minimum balance required. 99% on purchases, 22. Get $0 delivery fees for 3 months from DoorDash 8. Unlike the RBC RateAdvantage Visa, the RBC Visa Classic Low Rate Option has a fixed low-interest rate of 12. 95: $0 (save $131. There is a low-rate option that goes with an interest rate of 14. The annual interest rate is based on our Prime Rate plus a fixed percentage rate of interest above Prime Rate that ranges between 4. BMO Preferred Rate Mastercard – Best Low-interest Credit Card for Balance Transfers. Premium Cash Back credit card benefits. The RBC Visa Classic Low Rate Option Card is one of the best low-interest credit cards in. 95 $10. 00 p. Interest Rate: Annual Fee: Maximum Credit Limit: RBC Visa Platinum: 19. Call Collect: 1-506-864-2275. 99% on cash. The RBC RateAdvantage Visa card is an excellent no-fee credit card option for individuals prioritizing low-interest rates and instant value approval. Purchases: 11. However, coverage is automatically reinstated when the account is returned. Offer:Card Details. 9% to 11. and internationally anywhere Visa is accepted 39 and in Canada, anywhere Visa Debit is accepted with the funds debited directly from your personal deposit account 41. Jan 7, 2021The RBC Visa Classic Low Rate Option credit card is designed for those who prioritize a low interest rate. 00 (2% Cash Back Credit) in Grocery Store Purchases you make, up to a maximum of $6,000 in Grocery Store Purchases and for a maximum Cash Back Reward of $120. Choose any airline, any flight, any time. Cash out your cash back credits any time you reach $25 - or let your balance add up throughout the year. Please note, this premium card can impose higher acceptance costs on merchants. The card offers a rewarding points system. RBC Visa Classic Low Rate Option – Best Low-interest Credit Card for Vehicle-Owners [Offer productType=“CreditCard” api_id=“5f3558577096af4588b011e1″] As the name implies, the RBC Visa Classic Low Rate Option is like the standard Visa card but with a flat 12. 99%. RBC Rewards Visa Platinum Business. Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months 1. Additional Card: $0. Dollar Visa Gold. CIBC Aeroplan® Visa Infinite Card. Free Debit Transactions are calculated per Monthly Cycle. Stay connected with a complimentary Boingo Wi-Fi account 6. 99% to 8. 00, and ii) $1. $399. With the RBC Visa Classic Low Rate Option Card, you can enjoy a 0. This would mean that for a credit limit of $1,000, the most you would be able to withdraw for a cash advance would be $300. Annual fee waived for the first year ($20 annual fee) *. 99% (21. RBC ION+ Visa. Card Details. 99%. Apply For This Card. Price protection. Looking for the right credit card? RBC Royal Bank has a wide variety of credit cards, including rewards, travel, cash back, low interest and more. Up to $500,000 CAD (in total contributions). RBC Visa Classic Low Rate Option ; RBC Visa Classic ; RBC Student Visa Classic ; RBC Visa Classic II Student ; RBC Visa Gold ; RBC U. Annual Fee rebated every month for students with eligible accounts 8. That said, there is the RBC ® Visa ‡ Classic Low Rate option for $20. 2. However, be aware of their low rate of return on rewards cards and few benefits on credit cards with no annual fee. RBC Visa Classic Low Rate Option. 99% charged by most credit cards on average. Complete offer eligibility criteria by March 29, 2024. Balance Transfer Promotional Rate Fee: Up to 3% of transaction amount. You can apply for a credit limit of up to $10,000. 95 $10. Each time you use your Linked RBC Card that earns Avion points to pay for purchases at a Petro-Canada Location, you will earn a bonus of twenty percent (20%) more Avion points than you normally earn for every $1 in purchases in accordance with the Avion Rewards Terms and Conditions. 25 Avion points for every dollar you spend 2. Whether. Build your credit history on a strong foundation. Exclusive to RBC cardholders - Get up to 10% back with your eligible RBC debit or credit card 1. Apply by December 6, 2023. RBC Visa Classic Low Rate Option. 99 percent and there is no annual fee. 99% on purchases, cash advances, and balance transfers. RBC Cash Back Mastercard, RBC Visa Cash Back, RBC Cash Back Preferred World Elite Mastercard, RBC Visa Classic Low Rate Option, RBC RateAdvantage Visa, RBC Visa Platinum. These interest rates are in effect on the date your credit card account is opened (whether or not your card is activated). Cash advances: 11. 99%. 9%. Dollar Visa Gold. Each time you use your Linked RBC Card that earns Avion points to pay for purchases at a Petro-Canada Location, you will earn a bonus of twenty percent (20%) more Avion points than you normally earn for every $1 in purchases in accordance with the Avion Rewards Terms and Conditions. Enjoy unlimited deliveries with $0 delivery fees on. Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each). Income Requirement: $60,000 Personal, $100,000 Household. With this offer for the RBC Avion Visa Infinite Card, you can earn up to 55,000 Avion points:. Visa‡ Classic Low Rate Option Information Box (subject to change) Annual Interest Rate. Get set to enjoy the advantages of your new RBC Visa Classic Low Rate Option Card. I've been carrying quite a lot of CC debt, RBC Rewards plus Visa, 15k used, 24k limit, and paying through the nose for interest, 19. 99%). The promotional interest rate is applicable to balance transfers you make by calling 1-866-854-7530,. This card by Visa is a great low-cost solution to reduce interest charges and transfer high-interest balances. 3. Besides saving with a fixed low annual interest rate and low annual fee, your RBC Visa Classic Low Rate Option credit card comes with purchase security, extended warranty insurance* and more. 00: $0: Scotiabank Value Visa Card: Cash Advance: Good/Very Good: $29. $1. The Capital One Low Rate Guaranteed Mastercard: Guaranteed approval; low interest rate; 14. You will earn i) $1. Call us at 1-866-881-6618. ^. Only certain RBC credit cards earn Avion points. These interest rates are in effect on the. Also, I suspect if the person you were talking to doesn’t know what they are doing. See BalanceProtector Max Details. 00 per Annual Period, ii) $1. Unlimited RBC Mobile Cheque Deposits 103. Box 4016 Station A Toronto, ON M5W 2E6. Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months 1. 99%: $0: $50,000: BMO Cashback Mastercard: 20. Peace of mind while travelling with a suite of. 99% - Prime + 8. 25 RBC Rewards points for every dollar you spend. Compare. Price protection. Pretty easy, eh? Sign up now. Stay connected with a complimentary Boingo Wi-Fi account 6. 99% interest rate. Get 50 Be Well™ points for every $1 spent on eligible purchases at Rexall when you pay with your linked RBC credit card and scan your Be Well Card 9. RBC Investment Advantage is Personal Investing with Collective Benefits. Hey everyone! I’m looking to get a new credit card. Besides saving with a fixed low annual interest rate and low annual fee, your RBC Visa Classic Low Rate Option credit card comes with purchase security, extended warranty insurance* and more. The minimum security funds to deposit with the bank and access credit are in the amount of $75. Missed Payments to the Visa Classic Low Rate Option Credit Card Only. Visa‡ Classic Low Rate Option Credit Card Only Current Interest Rate (for purchases and cash advances) New Interest Rate3 (for purchases and cashGet 3% bonus cash back on eligible purchases on your card (max. Apply Now. Save up to $120 per year when you sign up for a premium RBC credit card. RBC Visa Classic Low Rate Option: English. You can apply directly on their website. An RBC Visa Classic Low Rate Option credit card features partner integrations benefits, such as: Saving $0. Looking for the right credit card? RBC Royal Bank has a wide variety of credit cards, including rewards, travel, cash back, low interest and more. PDF Form: French. Receive a round-trip companion voucher - every year - for any WestJet destination starting from $119 CAD (plus taxes, fees, charges and other ATC). Find a Branch; Call 1-800-769-2511; Email; EN. Students also earn cash back at a rate of 1 percent. . Cash Advance Rate: 22. S. The limit is based on the deposit made and ranges from $500 to $10,000. Cash out your cash back credits any time you reach $25 - or let your balance add up throughout the year. Apply by December 6, 2023. Free Debit Transactions are calculated per Monthly Cycle. Apply by December 6, 2023. Purchases. Earn 1. , RBC Direct Investing Inc. Credit card fee waivers. Worldwide acceptance Insurance benefits A credit limit is the maximum amount available for you to make purchases and cash advances with your card. Credit Limit Range: $1,500 to $50,000; Grace Period: 21 days interest-free;Signature No Limit Banking; VIP Banking; US Personal Banking. Get up to 700 WestJet dollars 1. 9% CAR; Deposit: $75-$300; $59: RBC Visa Classic Low Rate Option: No specific credit score range; 12. 00 (1% Cash Back Credit) in Grocery Store Purchases you make in excess of $6,000 per. Avion Rewards. 1. As is common among Canadian credit cards, the interest rate for many RBC credit cards is 19. Low annual rate. , RBC Global Asset Management Inc. The RBC Visa Classic Low Rate Option credit card may work for you with its 12. The RBC Visa Classic Low Rate Option offers relatively low interest rates while remaining accessible to customers who might not have a high annual income or credit score. Get a statement credit on your first $250 of qualifying purchases, and 5% on the next $1,250 of qualifying purchases by Jul. A safe and secure way to pay for online, telephone or mail order purchases in the U. enviro Visa* Classic card Low interest rate. S. Earn 1 Avion point for every dollar you spend 2. S. View All Details Contact Us to Apply. Earn 3X Avion points for every $1 spent on groceries, gas, dining, food delivery, rides, streaming, subscriptions, digital gaming and more. For ages 13+. Earn 1 Avion point for every dollar you spend 2. Royal Credit Line for Students 23. Compare RBC Avion Visa Infinite Get up to 55,000 Avion points 1 (a value of up to $1,100 † ), that’s enough to fly anywhere in North America or the Caribbean! Annual Fee: $120. Skip to main content. †. Earn up to 2% cash back credits on grocery store purchases and up to 1% back on all other qualifying purchases. This RBC low-rate Visa card charges only 4. Note: This card requires a minimum personal income of $80,000 or a minimum household income of $150,000. Compare up to three credit cards.